Pensacola Military Housing
I'm Gregg Costin, a retired USAF Captain, E-3 AWACS Combat Systems Officer and Realtor licensed in Florida and Alabama. After 11 personal PCS moves, I help you compare your base, housing allowance, commute and total monthly cost before choosing where to live.
Call or text: (850) 266-5005 · Email: [email protected]
Gregg Costin, Realtor® · Levin Rinke Realty · 220 W. Garden Street, Pensacola, FL 32502 · Licensed in Florida & Alabama · Equal Housing Opportunity · Privacy · Accessibility
Start with the installation on your orders, then work through the housing decision. Each guide below answers a different part of the move.
Use the guide for your actual duty station. NAS Pensacola, Corry Station, Saufley Field and Whiting Field are in the Pensacola housing area. Eglin AFB, Hurlburt Field and Duke Field use the Eglin housing area. Verify your duty ZIP and eligibility with the official BAH lookup.
Start with your 2026 allowance, then include principal, interest, taxes, insurance, association costs and a maintenance reserve. A BAH-based scenario is a planning estimate. Your lender evaluates income, debts, entitlement and the property before approving a loan.
A remote purchase may be possible with video tours, independent inspections and a closing process approved by your lender and title company. Confirm occupancy requirements and any power of attorney early. Keep a lodging backup if the closing or household-goods delivery moves.
TLE may cover up to 21 days for an eligible move to a CONUS duty station, subject to the Joint Travel Regulations. TLA concerns eligible temporary lodging outside CONUS; TLF describes lodging facilities. Confirm your entitlement with finance. A reservation or delayed home closing does not establish reimbursement eligibility.
Compare the length of your assignment, cash reserves, transaction costs and the work of owning a home from a distance. If you already own, model both net sale proceeds and rental cash flow, including vacancy, repairs and management.
Gulf Breeze · Navarre · Pace · Milton · Cantonment · Perdido Key · East Pensacola Heights · East Hill · Cordova Park · Ferry Pass · Bellview & Myrtle Grove · Navy Point & Warrington · Niceville, Valparaiso & Bluewater Bay · Fort Walton Beach & Shalimar · Destin · Crestview
No pressure, no obligation. Just a clear plan for your orders and your family.
Disclaimer. Gregg Costin is a Florida- and Alabama-licensed Real Estate Agent with Levin Rinke Realty (220 W. Garden St., Pensacola, FL 32502). Information on this site (including BAH figures, VA loan terms, funding fees, tax rules, homestead and disability benefits, school zoning, and rental/investment commentary) is provided for general informational purposes only and is not legal, tax, financial, mortgage, lending, or investment advice. Real estate, lending, tax, and benefits rules change frequently and depend on individual circumstances; verify current figures with official sources (DoD BAH calculator, VA, IRS, your county property appraiser) and consult a licensed attorney, CPA, or NMLS-licensed loan officer for guidance specific to your situation. Gregg Costin is not a mortgage lender, attorney, tax professional, or financial advisor, and is not affiliated with, endorsed by, or representing the U.S. Department of Defense, Department of Veterans Affairs, or any branch of the U.S. military. Use of this site does not create an agency or fiduciary relationship; representation begins only upon a signed brokerage agreement. Equal Housing Opportunity.
For Florida and Alabama home buying and selling, visit The Costin Team.