Quick answer, as of September 8, 2026
For Hurlburt Field, start with your actual orders and reporting destination. Use FL056 BAH as a reference, then confirm your individual entitlement with finance. Compare homes using complete ownership costs and a documented route; rank and BAH alone do not establish a purchase price.
Gregg Costin, Realtor, Levin Rinke Realty
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Life beyond the gate
Picture your everyday.
Mary Esther
Compare properties around Hurlburt Field and Santa Rosa Sound. Check gate access, US 98 traffic and address-specific insurance quotes.
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Fort Walton Beach
Explore housing between the Eglin and Hurlburt areas. Compare year-round travel, property condition and total ownership costs.
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Navarre
Explore mainland and beach properties in Santa Rosa County. Compare US 98 access, insurance and the route to your reporting gate.
Explore the area ↗Area and archival photographs. Photography credits.
Keep your next steps together
Your Hurlburt Field PCS guide.
Save the printable guide for your move. Use the web guide below for housing context, official contacts and the questions to verify before choosing a home.
Open the Hurlburt Field guide PDF ↓Browse all PCS Base GuidesPCSing to Hurlburt Field? Share your reporting destination, timeline and comfortable housing budget so we can build a focused home search.
Plan your Hurlburt Field housing decision
Housing source checked September 8, 2026. Contact details are published office information; availability was not confirmed by phone.
What should I confirm before choosing a home for Hurlburt Field?
Compare Mary Esther, Navarre and Fort Walton Beach using the authorized gate and duty destination for your assignment. US-98 travel conditions vary; a distance on a map is not a guaranteed commute.
Which housing office should I contact for Hurlburt Field?
Hurlburt Field Military Housing Office: 850-884-7505. Ask about current eligibility, availability and the right application or referral process. This government office is separate from Gregg Costin's real estate service.
Official housing office information · Call the housing office
The 2026 FL056 E-5 example is $2,433.00 with dependents or $2,157.00 without dependents, monthly. Confirm your actual duty-station ZIP, eligibility and rate protection with finance. DoD BAH lookup.
Compare your income and BAH budget · Review VA purchase requirements · Compare local homes and ownership questions
For your next orders, use the PCS sell-or-rent decision and seller net-proceeds worksheet.
Housing office and on-base options at Hurlburt Field
Family housing at Hurlburt is privatized and run by Mayroad, which took over the 2013 Corvias partnership in December 2021. The government Military Housing Office is at 123 McMillan Street, 850-884-7505, [email protected], for eligibility, housing options and community-housing guidance; bring your particular duty and household circumstances, because the answer depends on them. Hurlburt has its own reporting location and housing office, so a home advertised for the broader Eglin area still has to be judged against your Hurlburt gate.
Dorms: dorm management, 320 Tully Street, Building 90367, 850-884-3188, handles dorm assignment and arrival coordination; confirm the actual assigned room with your unit. Your sponsor or CSS starts the unit arrival process, then MPF customer support at 212 Lukasik Avenue, Building 90210, 850-884-4110 option 1, handles ID, DEERS and personnel routing. The Military and Family Readiness Center is at 220 Lukasik Avenue, Building 90213, 850-884-5441.
BAH: FL056 (Eglin AFB, FL), planning ZIP 32544. In 2026, E-5 is $2,433 with dependents or $2,157 without, E-6 is $2,526 or $2,250, E-7 is $2,841 or $2,340, O-3 is $3,399 or $2,592 and O-4 is $3,528 or $2,865. A Navarre address and a Fort Walton Beach address can sit in different counties, school districts and service areas, so verify the parcel, not the installation.
How to start: call the Military Housing Office before you visit, with orders, report date, pay grade and dependency status ready, and ask which application or referral route applies. Office details come from public sources checked September 7, 2026; no phone calls were placed. Call before you drive, and let your orders and gaining-unit instructions control the sequence.
Homes for sale near Hurlburt Field
Every community guide in the Eglin, Hurlburt and Duke Field group states a Hurlburt figure. Mary Esther is the front-door town; Fort Walton Beach and Destin are the next ring; Navarre trades gate adjacency for Santa Rosa County schools.
| Community guide | Commute to Hurlburt Field as stated in the guide |
|---|---|
| Mary Esther | About 10 min to the main gate (about 4 miles); 5-12 min by neighborhood at peak |
| Fort Walton Beach | 10-15 min via US-98 |
| Destin | 10-15 min |
| Shalimar | About 24 min (about 11 miles); 25-35 min at peak |
| Navarre | 25 min |
| Niceville / Valparaiso / Bluewater Bay | 25-30 min |
| Crestview | 40-45 min |
Search live MLS inventory by base and BAH budget on the PCS home search, and read the assumable VA loans guide for sellers carrying a low-rate VA loan you can take over. For the rent, buy or on-base decision itself, see on-base vs off-base at Hurlburt Field.
Arriving: gates, lodging, EFMP
Gates. The gates guide on this site covers the NAS Pensacola complex, not Hurlburt. The Mary Esther and Shalimar guides route to the Hurlburt main gate on US-98; confirm your authorized gate, work destination and shift time with your sponsor, and record recurring US-98 delays rather than assigning one commute to a whole town.
Lodging. The Commando Inn is at 301 Tully Street, Building 90509, 850-884-7115, 24/7 and non-smoking; its inventory includes 24 temporary lodging facility suites with full kitchens, which run out first in summer. Pet-friendly quarters are limited, first-come and need immunization paperwork. FY26 TLF rates run $107 to $203 a night by season, and TLE for a CONUS PCS covers up to 21 days at a $290 per family per day cap. Details are in the military lodging guide.
Timeline and EFMP. The PCS checklist puts the base-housing application and lender preapproval at 60 days out and the lodging or move-in confirmation at 7 days out. The Hurlburt School Liaison, 117 McMillan Street, Building 90304, 850-884-6938, covers school transfers for the schools serving your particular address. The verified directory lists the Military and Family Readiness Center, 220 Lukasik Avenue, Building 90213, 850-884-5441, for newcomer, relocation and family support; ask there which office coordinates EFMP for your household, and coordinate EFMP and accessibility needs through the authorized offices before finalizing housing. The housing choice itself is worked through in on-base vs off-base at Hurlburt Field.
Compare the US-98 route and the exact entrance
Mary Esther, Navarre and Fort Walton Beach give you different addresses to compare for a Hurlburt assignment. Use the authorized gate, work destination and typical departure period. Traffic, incidents and gate processing can change the trip. Navarre mainland and Navarre Beach also involve different routes and property questions; compare the bridge approach separately if the shortlist includes the island.
Build a complete property budget
Start with the actual price and lender terms. Add buyer-based taxes, homeowners and wind insurance, flood coverage where applicable, association dues, assessments, maintenance and utilities. Keep closing cash and reserves separate. A seller’s tax bill or a generic insurance allowance is not a quote for your ownership.
The ownership calculator and actual-income worksheet use explicit inputs. The 26-ZIP study is a modeled regional comparison; it does not approve a loan or establish a current sale or rental price.
Document the route and the property checks
Record the address, destination, map provider, departure period, date checked, distance, toll treatment and direction. Compare morning and return trips. Label a map estimate as a map estimate. For a driven observation, separately record the travel date, conditions and whether gate processing is included.
Use the School Finder and school reports as research tools, then verify assignment and admission with the district or school. A nearby campus or an accountability grade is not a confirmed assignment or an evaluation of the right fit for a particular student.
Before an offer, obtain inspection findings, insurance quotes, tax estimates and relevant association or title documents for that property. The civilian property-cost guide helps keep those records together.
Plan for a changed assignment
Compare the expected stay with an earlier move. Include selling costs and a lower-sale-price scenario. If holding as a rental is an option, verify permitted use, management costs, vacancy and repair reserves. Future appreciation and military rental demand are uncertain.
Use the PCS sell-or-rent guide and first military purchase checklist to turn the comparison into specific next steps.
Frequently asked questions
Should every Hurlburt buyer choose Navarre because of BAH?
No. Hurlburt uses the FL056 reference area, but property costs, financing, household priorities and the actual route differ. Compare Navarre, Mary Esther and Fort Walton Beach with the same documented inputs. BAH does not establish a universal price-per-square-foot advantage.
How should I compare a commute to Hurlburt Field?
Use the home address, authorized entrance and reporting destination. Save the route provider, date, departure time, direction, distance, toll assumptions and any exclusions. A map estimate is not a driven observation or a guarantee of gate access.
Can I buy with a VA loan and keep the home at my next PCS?
Potentially, subject to borrower qualification, the property and applicable loan requirements. Review a future rental separately for occupancy facts, loan terms, insurance, recorded restrictions and local rules. Compare sale proceeds with a conservative rental operating budget.
Where is the Hurlburt Field housing office, and who runs the on-base homes?
The government Military Housing Office is at 123 McMillan Street, 850-884-7505, and it covers eligibility, housing options and community-housing guidance. The privatized family homes are run by Mayroad, which took over the 2013 Corvias partnership in December 2021. Dorm assignment goes through dorm management at 320 Tully Street, Building 90367, 850-884-3188.
Which towns do Hurlburt families compare, and what commute do the guides state?
Mary Esther states about 10 minutes to the main gate, Fort Walton Beach 10-15 minutes via US-98, Destin 10-15 minutes, Shalimar about 24 minutes, Navarre 25 minutes, Niceville 25-30 minutes and Crestview 40-45 minutes. Each figure is that guide’s estimate for a typical address; summer US-98 traffic adds time.
Work through your property decision with Gregg
Bring the property or area you are considering, your timeline and the documents you have. Gregg can help organize the local questions for your home search or sale.
Contact hours: 6 a.m. to midnight Central, daily.
Town-level guides for a Hurlburt assignment: the military Realtor guide for Navarre (FL056 while buying on Santa Rosa County prices) and the military Realtor guide for Fort Walton Beach, Mary Esther and Shalimar (the shortest Main Gate commutes).
Related Guides for This Page
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Money Guides
Bases
PCS Planning
Work through the next decision
Planning to keep the property after a move? The Navarre move and rental-budget guide includes a conservative rental illustration and the documents to check before relying on future income.
Renting off base first? The FL056 rental guide for Hurlburt and Eglin shows what MHA FL056 pays by grade and how the surrounding county rent benchmarks compare.
Coming from NAS Pensacola and keeping your house? The PCA vs PCS guide for moves between NAS Pensacola, Hurlburt and Eglin covers whether the move is a PCA or a PCS, the FL056 rate from your reporting day and what household goods and DLA require.
Continue exploring
Compare the places around Hurlburt Field.
Choose a starting point, then check the exact address against your reporting location, budget and property needs.